Banking systems serve as critical social infrastructure, making reliability and security paramount. Since entering the banking systems field in 1978, HIMACS has accumulated extensive expertise in banking operations and business processes.

Today, our principal customers include major banks, trust banks, and online banks. Our projects focus mainly on lending, market, information, and connectivity systems. In particular, we have extensive experience and a proven track record in market systems, including derivatives-related systems and financial exchange-related systems, as well as stock transfer agency systems for trust banks.

Since entering the securities systems field in 1979, HIMACS has built extensive experience and a proven track record across a wide range of system development projects, including front-office operations such as order and execution management, back-office operations, investment trust administration, and online trading systems.

Life insurance products have become increasingly diverse, with coverage expanding to areas such as healthcare and retirement, and product offerings tailored to customers’ family circumstances and life plans. In addition, because life insurance policies typically remain in force for extended periods, life insurance systems must manage vast amounts of information.

Since entering the life insurance systems field in 1991, HIMACS has accumulated business know-how across virtually all areas of life insurance operations. These include core systems such as new business systems, as well as post-policy issuance systems covering policy maintenance, premium collection, and claims payment. We also have expertise in increasingly diverse insurance sales systems, including online insurance services and bancassurance.

Modern society is often described as a “risk society,” and reflecting this trend, non-life insurance products have become increasingly diverse and complex. At the same time, industry restructuring, particularly through mergers, has continued among non-life insurance companies.

Since entering the non-life insurance systems field in 1979, HIMACS has gained extensive experience and built a proven track record in developing core systems, including those for policy administration and claims investigation, as well as systems supporting insurance agencies and online insurance sales.

Since entering the field of systems for a major domestic credit card company in 1993, HIMACS has expanded its business scope to include consumer finance companies and e-commerce-related companies.

In particular, we have extensive experience and a proven track record in key cardholder- and merchant-related business systems that support card business strategies, as well as in operations related to handling fraudulent card use.